Benchmarks: How thirtysomethings live
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Here are key attributes of American households headed by people ages 30 to 39, based on a 2006 survey of 158,000 households, including 31,500 in the 30-to-39 age range.
One-person household: 17.0%
Median income: $55,000
Income of $100,000 or more: 15.8%
Children younger than 6 in the home: 29.2%
Head of household is a college graduate: 47.4%
Head of household is unemployed: 6.3%
Less than three years at current residence: 43.7%
More than 10 years at current residence: 9.1%
Own a home: 55.3%
$25,000 or more in savings: 18.0%
Median net worth: $13,350
Have an IRA: 23.5%
Have a 401(k): 52.3%
Own stock (not counting mutual funds): 17.8%
Have student loans: 12.3%
Use brokerage service: 11.9%
Average amount in bank accounts: $22,561
Average total debt (including mortgages): $107,525
Average nonmortgage debt: $27,278
Of households with credit cards, those with more than a $10,000 balance: 18.0%
Of households with credit cards, those with no outstanding balance: 16.7%
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Source: Claritas Inc.
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